|
How often I check my Credit Report. Since your Credit Report plays a major role when you apply for a Credit Card, auto loan, mortgage, employment screening, utilities deposits and insurance, it is to your advantage to know what is on your Credit Report before applying for credit or a loan. Many financial experts agree that you should check your Credit Report at least once a month. Creditors generally send updates to the credit bureaus once every month. If your Credit Report would show you to be risky to a prospective lender, it is a good idea to try and clean the information up prior to applying for the loan.
Because of the explosive growth of identity theft, it is especially important to check periodically.
|
