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What if deleted items reappear on my Credit Report? On occasion, a negative listing that was recently deleted will eventually be verified by the CREDITOR. The Fair Credit Reporting Act requires that the credit bureau inform you of reinstatement of a previously deleted listing. The FCRA also makes it more difficult for credit bureaus to re-report listings. Because of these factors, it is fairly rare for listings to come back on your credit history once they've been deleted.
If an item is re-reported, that the credit bureaus initially removed, we will re-dispute it for you, at no extra charge. It is a very simple matter to challenge the listing again at a future time in order to press for permanent deletion.
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