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Maintaining an error-free Credit Report. It's one thing to have late payments or delinquencies on your Credit Report. Everybody has forgotten a payment or two. But it's quite different when somebody else's mistakes cause "dings" on your Credit Report.
Fixing such errors is important because unfavorable information on your Credit Report-accurate or not-affects your ability to borrow money.
The three major credit bureaus-Equifax, Experian, and Trans Union-compile information about you into a report that businesses use to evaluate whether you'd make a good borrower or, in some cases, a good employee. Credit Reports tell people where you live, how you pay your bills, whether you've filed for bankruptcy and if you've been arrested.
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