|
Step By Step to fix errors. To correct an error in your Credit Report, write a letter to the credit bureau that produced the erroneous report. Be sure to
1. Provide your complete name and address, stating each item in your Credit Report that you believe is a mistake and why. Stick to the facts and request that errors be corrected or deleted.
2. Include copies-not the originals-of documents that back your claim such as a canceled check or a receipt of payment. Enclose a copy of the Credit Report and circle items in question.
Next, write a letter to the company or lender where the mistake came from, informing them of your dispute. Remember, include copies of documents that back your claim.
Send both letters by certified mail, return receipt requested, and keep copies for your Credit Records. This way you have proof both parties received notice of your dispute.
|
