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Information is Credit Report. Your personal Credit Report contains:
Your name, current and previous addresses, phone number, Social Security number, date of birth and current and previous employers. Your spouse's name may appear on your version of the Credit Report, but it will not appear on the version that is provided to others. This information comes from your credit applications, so its accuracy depends on your filling out the forms clearly, completely and consistently each time you apply for credit.
Specific information about each account such as the date opened, credit limit or loan amount, balance, monthly payment and payment pattern during the past several years. This information comes from companies that do business with you.
Federal district bankruptcy records and state and county court records of tax liens and monetary judgments. This information comes from public records.
The names of those who have obtained a copy of your Credit Report. (On your copy of your Experian Credit Report, addresses are included.) This information comes from the Credit Reporting agency.
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