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Investigative Consumer Report. Investigative consumer reports are detailed Credit Reports that involve interviews with your neighbors or acquaintances about your lifestyle, character, and reputation. They may be used in connection with insurance and employment applications. You'll be notified in writing when a company orders such a report. The notice will explain your right to request certain information about the Credit Report from the company you applied to. If your application is rejected, you may get additional information from the Credit Report agency. However, the Credit Report agency does not have to reveal the sources of the information.
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