False Collection Practices.
"A creditor may not use deceptive or misleading means in an effort to collect a debt.
1. Falsely implying that he is an attorney or government representative.
2. Falsely implying that you have committed a crime.
3. Saying correspondence is from an attorney when it is not. ..."
"False Collection Practices."
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How is Your Credit Score Computed?
"Certain information is found in your credit report. ...
... How Credit Score is Computed. Payment History, Outstanding Debt, Average
balance, Credit History, Pursuit of new credit ..."
"How is Your Credit Score Computed?"
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How to Handle Blocking Credit Card
"Have you ever been told you were over your credit card limit, or had your debit
card declined, even though you knew you had available credit, or money in your bank
account? If this happened shortly after you stayed in a hotel or rented a car, the
problem could have been card "blocking." ..."
"How to Handle Blocking Credit Card"
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* Read credit report related facts
* Read Related Credit Report FAQ's
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