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Negative Credit Report Information

"A credit report agency keeps negative credit report information for seven years. How-ever, there are certain exceptions:

* Information about criminal convictions may be reported without any time limitation.
* Bankruptcy information may be reported for 10 years. ..."

"Negative Credit Report Information"                                                    Read full story


I should do to avoid becoming a victim of identity theft.

"To reduce or minimize the risk of becoming a victim of identity theft or fraud, there are some basic steps you can take.

The most important one is to ask periodically for a copy of your credit report. This is crucial because it is the surest and quickest way to determine if someone is using your name. Your credit report should list ..."

I should do to avoid becoming a victim of identity theft.                      Read full story


I should do to avoid becoming a victim of identity theft - part 2.

"If you think you've become a victim of identity theft or fraud, act immediately to minimize the damage to your personal funds and financial accounts, as well as your reputation. Contact the Federal Trade Commission (FTC) to report the situation, whether -- Online, by telephone toll-free at ..."

"I should do to avoid becoming a victim of identity theft - part 2."        Read full story

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About credit scoring     
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Removing negative credit record. -
    
Steps to repair your Credit. -
    
The Fair Credit Reporting Act. -
    
Understanding credit fraud. -
    
Fair credit reporting. -
    
The Department Of Justice and Identity Theft And Fraud. -
    
Eligibility for a free credit report. -
    
Information that is included in my credit report.
I should often check my credit report.
A Credit Thesaurus - Part I.
A Credit Thesaurus - Part II.
Automatic Debit Scams.
Avoiding Credit and Charge Card Fraud.
Blocking your Credit / Debt Card.
Credit Scoring and the Lending Industry.
Credit Card Fraud.
Credit Terminology.
Dealing with Creditors.
Deceptive Collection Practices.
Mortgage and refinancing preparation made simple.
Divorce and Your Credit Life.
False Collection Practices.
How is Your Credit Score Computed?
How to Handle Blocking Credit Card
IFCC 2002 Internet Fraud Report.
Protect Yourself from Checking Account Fraud.
Take Care of your Credit Score.
The Credit Bureau Friend or Foe.
Unauthorized Checking Debits.
Unfair Collection Practices.
Whats In My Credit Score?
When Divorce Happens.
Your Personal Credit Report - How it works and
how to make it work for you.

 
 
 
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