Avoiding Credit and Charge Card Fraud
"Credit card fraud: A thief goes through trash to find discarded receipts or
carbons, and then uses your account numbers illegally. A dishonest clerk makes
an extra imprint from your credit or charge card and uses it to make personal
charges.
You respond to a mailing asking you to call a long distance number for
a free trip or bargain-priced travel package and you're told you must join a travel
club first and you're asked for your account number so you can be billed.
The catch! Charges you didn't make are added to your bill, and you never get your
trip. ..."
"Avoiding Credit and Charge Card Fraud."
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Blocking your Credit / Debt Card.
"... What's Blocking?
When you use a credit or debit card to check into a hotel or rent a car, the
clerk usually contacts the company that issued your card to give an estimated
total. If the transaction is approved, your available credit (credit card) or the
balance in your bank account (debit card) is reduced by this amount. That's a
"block." Some companies also call this placing a "hold" on those amounts. ..."
"Blocking your Credit / Debt Card."
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Credit Scoring and the Lending Industry.
"The local credit reporting company receives a numerical score, along with the
information. The score represents many things, including a composite of the borrower's
credit history, employment, and ability to save. Most people don't know is that
their credit scores can change daily ..."
"Credit Scoring and the Lending Industry."
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* Read credit report related facts
* Read Related Credit Report FAQ's
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